At an early age I learned the value of hard work and the sacrifices small business owners often make to provide for their families.  If you are from Elkhart, you may remember Bails Grocery on Wood Street or the Black Angus Steak House/Side Door Lounge on Cassopolis.  When I was in grade-school I spent many evenings and weekends washing dishes, bussing tables, and even working the grill on occasion. I loved every minute of it.

When I was 12 my father died.  My mother was left with three children and a business to run.  I learned first-hand what a family goes thru when the bread winner dies at 32.  I have a special interest in helping successful individuals and small business owners plan for the unexpected while maximizing their most valuable resource, time.

Credentials?  Experience?  I have a BS In Accounting from Manchester College, Cum Laude.  I have 25 years of advisory experience and have earned the Certified Public Accountant (CPA) and CERTIFIED FINANCIAL PLANNER™ (CFP®) designations.  I have helped hundreds of families build wealth, retire comfortably and now advise many of their heirs on their financial journeys.